In Massachusetts, Auto insurance is MANDATORY! You never know when an accident will happen but having the right car insurance will ease your worries when you get behind the wheel. Spinney Insurance Agency Inc has been helping the car, truck, van and SUV owners choose the right coverage for their need for over 35 years!
Here is a brief overview of some of the coverage options
Liability Insurance: If you get into an accident with another insured car as a result of your actions, this is the insurance you need. The insurance covers the cost you would pay for property damage and medical expenses if you injure the other party.
Collision coverage: Where liability insurance covers payments to the other party, collision coverage is for your vehicle. In the event the collision has rendered your car damaged beyond repair then the coverage reimburses the value of your vehicle.
Comprehensive coverage: This is for when your car is damaged outside of a collision. Theft, weather, damage, fire – acts of God or acts of vandalism; even collision with animals and birds - this is the insurance that covers it.
Personal Injury Protection: If you or a passenger are injured in an accident this will cover your medical expenses, lost wages and replacement services.
Uninsured/ Underinsured Motorist Protection: Though all motorists are legally obligated to insure their vehicles, not every vehicle on the road is insured. If you get into an accident with an uninsured car or a car that is not insured enough to cover your injuries, then this protection will provide coverage up to the limit you choose
If you have any questions about our coverage, please feel free to contact us at (617) 232.0969