Like most insurance policies, there are different levels of protection when deciding on what insurance is best for you. Here are the three main forms of coverage to consider when insuring your mobile home.

 

Mobile Home Insurance - The Structure

Fire, lightning, high winds, falling objects, explosions and more- there are many threats to your home and happiness. The policy covers not only the mobile home but also detached structures on your property such as a shed or standalone garage.

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Mobile Home Insurance - Personal Property

To make a home truly your own it needs to be marked by your personal stamp. Décor, furniture, clothing, entertainment systems, electronics, appliances- these are things you have which give the atmosphere that this home is yours. Unfortunately, vandalism, theft, fire and the like can take these things away from you. When this happens, you will be relieved to know that financial help is just a call away.

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Mobile Home Insurance- Global Coverage

Your property is your responsibility and that includes the people who visit it. If someone injures themselves on your property, then they can claim you as being legally responsible for their injuries - leaving you with a hefty bill to pay. Liability insurance is there to help you pay for these expenses so that you don’t have to pay out of pocket. For a medical bill or a court case, Spinney Insurance mobile home liability insurance has you covered.

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